There was a proposal to create a surchage-free ATM system for Filipinos as reported by the Inquirer:

Catanduanes congressman Joseph Santiago has proposed the creation of a surcharge-free ATM network, warning about increasing charges as banks scramble to find revenue streams due to low interest rates.

Banking regulators must find ways to spur the rise of a new, surcharge-free ATM network that would provide more than 18 million users a practical alternative to fee-based systems, according to Santiago.

Santiago said a surcharge-free ATM network should directly challenge existing fee-based systems in order to drive down outrageous user charges.

I am currently using the BancNet ATM account through Metrobank. And my account is not deducted by any charges every time I transact online through Metrobank ATMs. I am charged PhP10.00 per transaction only if I will use to transact the ATMs of other banks.

Instead of creating new ATM network, what if they’ll just pass a bill that prohibits banks (owns the ATM) to collect charges from ATM users?

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