Did you know that your cellphone can now be your wallet?

Yes! And for 1 year already, I avoided the hassle and worries in bringing with me a lot of cash, especially during my Honta XRM trip to my hometown (Oteiza, San Agustin, Surigao del sur) or to any other places. Wherever I go, I only bring with me few cash for food and for other personal needs, and the rest of my money are intact at my Metrobank ATM account. And if I need to withdraw cash, I only get my SMART cellphone, do some clicks and then, get some money.

How to make your cellphone your wallet?

Well, making your cellphone as your wallet needs you to do 2 steps.

1. Enroll your bank account to mobile banking with SMART.
   I have an ATM account at the Metrobank Maasin branch. Metrobank offers mobile banking which is partnered with SMART Philippines. So, once you enroll your account into mobile banking, your SMART cellphone will now contain a mobile banking menu, and will became capable in transferring funds from your ATM bank account to your SMART Money or from one bank account to the another. However, you should take note that these bank accounts should be all enrolled to mobile banking for you to be able to transfer funds from one bank to the other.
2. Register your SMART Money.
   You can actually register your SMART Money through your cellphone. However, to give you the capability to send and receive money, you need to customize it and pay PhP200.00 service charge at any SMART Wireless centers.

How to use your Cellphone as Wallet?

There’s a lot of ways on how to use your cellphone as your wallet. Few of these are:

1. Pay your Bills
   I am not really sure if you can use your cellphone in paying your MERALCO, PLDT, BayanTel or any other bills because I haven’t tested it yet. However, I am using my cellphone in paying my hosting bills with the NOKIAHost. To let you know, I have websites being hosted by the NOKIA Hosting Solution. And every time I renew my accounts, I only send my payment into its SMART Money account. Thus giving me ease in paying bills.
2. Send Money to your Loveones or friends
   My fiancee is not yet connected with the Department of Education, instead with the local government of Marihatag (Surigao del sur) and she’s earning more or less PhP3,000 per month. She’s actually having the hard time budgeting her income especially that her assignment is too far from her home. To help her cope her school assignments and activities, I give her allowance of PhP2,000 per month. And sending her her allowance is just on the tip of my finger. With just few clicks on my SMART cellphones, her allowance is already at her hands.
3. Reload your cellphones with prepaid loads
   And one more advantage having your wallet cellphone is you can send prepaid loads to any SMART cellphones.

Just like what I said above, these 3 ways of using your cellphone as your wallet are just few of the uses that you might enjoy with your SMART cellphone. For more information about it, please visit the SMART Money page.

Read my write-up about Smart Bro Wireless Internet.

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