10 Responses to “Benefits and Privileges of Having Metrobank Credit Cards”

1. dexter says:

   December 19, 2007 at 7:07 pm

   just be careful in using it, don’t be too impulse buyer, or else you will be in trouble later

   Reply
2. lestat says:

   December 20, 2007 at 12:33 am

   yep… I second the motion on waht Dex has said..
   the temptatioin of spending when you own a card is too big.. whenever you see a “credit card accepted here”.. there is a big possibility that you are going to your card..

   in the end you will see your bill is piling up.. and did i mention..some card has a monthly flexible charge… in addition a 4% charge is also incurred whenever you transfer amount from your credit card to bank account or when you widthdraw cash (cash advance)…

   over all owning one is very helpful..i know you are a wise so I don’t need to reiterate more..

   have a nice day and Merry Xmas to you.. Sel

   Reply
3. SELaplana says:

   December 20, 2007 at 4:16 pm

   thanks a lot for the advices. anyway, i will just use this for my PPC campaigns and purchases of books from amazon.

   Reply
4. Manuel Tinio says:

   December 21, 2007 at 1:18 pm

   What Privilege are you talking about?

   They make money on your purchases and charge you a nice sum for interest and finance charges, should you ever be late on your payment!

   I have had LOUSY SERVICE WITH METROBANK CARD

   I live in the province and mail comes in late, so I had my credit card bill auto debit from my bank account.. BIG MISTAKE! Metrobank card protects their merchants interest not the card holders (honorable they may be or not). My Dream cable was charged on my metrobank card, when my cable box broke, there was no way for me to stop them from charging my card though no service was provided. Metrobank card said only the merchant can stop the transaction. LESSON LEARNED.

   I have had my gold card for 5 years, paying the annual fees and using it only for emergency or precarious situations like charging P 300,000.00 downpayment for my wedding then paying for it in full when the bill comes. Then comes CHRISTMAS CHEERS!

   Last week, I was called on by Metrobank card collection services and was told of a 15k bill which i was yet to receive. This week, I again received a call asking why I have not paid the balance and that I have to pay in order to have my card unblocked. WHAT THE F***K!

   Hey people! IT”S FREAKIN CHRISTMAS and the busiest month of the year not only because of the Holiday but at work too with the closing year. I may not have paid my bill on time for a variety of reasons but for last FIVE YEARS I have paid the interest and finance charges as a consequence. But to block my card on Christmas week for a 12k bill? I later learned that 3k of it was interest and finance charge for the Oct. bill that I paid in full. It’s just too much.

   Reply
5. stilletopoint says:

   April 8, 2009 at 10:46 am

   A Metrobank agent named Jun C**** called up yesterday afternnoon to offer their new promo. You get a CK sunglasses when you activate and use your credit card. Since I was not busy, I entertained the call and provided my personal information on the phone. I was hesitant but gave info anyway.
   “Was it safe?”, I asked myself. “Was it stupid to give my information on the phone?”.
   I was worried but let it go anyway. Imagine giving my HSBC ATM account number on the phone. What a risk. A stupid risk!
   Jun said the processing of the application can take 2 weeks and I will have my card if approved.
   But right now, before the long Holy Week starts I have to take precautions and withdraw what’s left with my money and transfer it to my LandBank account. Whew!

   Reply
   • SELaplana says:

     April 8, 2009 at 3:22 pm

     that’s risky. someone has called me up too and told me that I can get, i forgot the promo, cash through that call. when he asked my credit card number, I immediately canceled the transaction.

     giving your credit card info over the phone is risky. who knows if the one calling you are thief?
6. Elisha Ofallon says:

   January 23, 2010 at 4:51 pm

   I’ll give you a pat on the back just for the pure endeavour in this post.

   Reply
7. gloria v gonzales says:

   April 21, 2010 at 2:24 pm

   maam violy alday can i make a deferred payment for my metrobank credit card for 3 yrs

   Reply

Trackbacks/Pingbacks

1. Jiraiya Dies » Naruto Shippuuden Fan says:

   December 19, 2007 at 7:14 pm

   [...] Benefits and Privileges of Having Metrobank Credit Cards Enter your email to subscribe: [...]

   Reply
2. Value MasterCard to Full Featured Credit Cards » SELaplana says:

   January 5, 2008 at 1:06 pm

   [...] I think I already told you the advantages and privileges of having the Metrobank Credit Cards, but I forgot to tell you that Metrobank’s Value MasterCard holder can actually upgrade their [...]

   Reply

Leave a Reply

Click here to cancel reply.

Name (required)

Mail (will not be published) (required)

Website