How to Avail SSS Housing Loan? – SELaplana

Question: How to avail SSS Housing Loan?

Answer:

First you need to know who are those members of the SSS that are qualified to avail the SSS housing loan.

  • he is an active SSS member and has paid at least twelve (12) months continuous contributions or at least twenty-four (24) months total contributions;
  • he is not more than 65 years old;
  • he has not been previously granted a housing loan by the SSS, either directly or through conduit institutions, refund of contributions, retirement or total permanent disability benefit;
  • he is up-to-date in the payment of all SSS contributions and other loan amortizations; and
  • if employed, his employer must be up-to-date in the payment of monthly contributions and loan remittances.

For more info regarding the SSS housing loan, please read “SSS Housing Loan- Individual Housing Loan.”

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