Question: Is Smart Money Pera Padala better than other Money Transfer Services?

Answer:

Actually, the answer is yes or no. It depends on the availability of the Smart Money users who will receive the money you sent through the Smart Money – Pera Padala.

Sending money to your loveones through the Smart Money will be done either of the following ways:

Smart Wireless Center to Smart Wireless Center

Just visit the  Smart Wireless Center near you and then tell your loveones to go to the nearest Smart Wireless Center. Then fill-up the form and let the Smart Wireless Center people to send the money to your loveones through the Smart Wireless Center they’re in. So, you and your loveones will pay the sending charges and the receiving charges, respectively.

Usually, the sending charge and the receiving charge is PhP10.00 of every PhP1,000 which is of course more cheaper compared to when sending money through the LBC Pera Padala, MLhuillier Pera Padala, Cebuana Lhuillier Pera Padala and other money transfer services.

Your Own Smart Money to Smart Wireless Center

This time, you have your own Smart Money and that you can access your bank account through your  Smart mobile phone.

First, you need to reload your Smart Money the amount you need to send to your loveones. Of course the money you reloaded to your Smart Money came from your bank account of which your Smart celphone has the access.

Then, tell your loveones to visit the nearest Smart Wireless Center. And then send the money using your own Smart Money to the Smart Wireless Center where your loveones are in.

With this, you don’t have to pay anything. But your loveones will pay the PhP10.00 of every PhP1,000.00.

Your Own Smart Money to Other Smart user’s Smart Money

Just like what you did above, you need to reload your own Smart Money the amount you need to send to your loveones.

Then tell your loveones to visit a Smart Money user near them who offer a Pera Padala services. Then send the money to the Smart Money of that person.

With this, you will pay nothing but your loveones will pay (usually) PhP30.00 of every PhP1,000.00.

Other Smart user’s Smart Money to Another Smart user’s Smart Money

This time, you need to find a Smart Money user who could send money. Usually, you would pay 30% of the amount you’ll send. And just like what has been described above, your loveones will pay PhP30.00 of every PhP1,000.00.

Note

You can also send the money from your own Smart Money to the Wireless Center near your loveones. You will pay nothing while your loveones will pay PhP10.00 of every PhP1,000.00 you sent.

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